Charmax LLP trading as LFCS Legal (the ‘Firm’) is a Limited Liability Partnership (LLP) registered in England and Wales with company number OC378909. The Firm’s registered office is at Builder House, First Floor, Mayors Road, Altrincham, Cheshire, WA15 9RP .
Copyright and Intellectual Property
Copyright and other intellectual property rights in the content of the Website, including any of the Firm’s marks, logos and brands, belongs to the Firm or its licensors (who have expressly licensed content to the Firm). All rights, save as expressly granted, are reserved. If you are in doubt whether an item is copyright or a trademark of the Firm, please contact us for clarification.
Disclaimers Relating to Downloads
Financial Services and Insurance Distribution
Marketing
- Where the Website or any other of our promotional literature or materials refer to the provision of financial services by the Firm (such as our ability to help clients arrange after the event legal expenses insurance or title indemnity insurance), such references do not indicate, and should not be understood as indicating that the Firm is a person to whom the general prohibition does not apply. The general prohibition against providing financial services which are regulated activities does apply to the Firm and its regulated principals and employees. The Firm is not authorised by the Financial Conduct Authority nor is it exempt from authorisation under sections 38 – 39A of the Financial Services and Markets Act 2000.
Insurance distribution activity
- The Firm is not authorised by the Financial Conduct Authority. However, we are included on the register maintained by the Financial Conduct Authority so that we can carry on insurance distribution activity in the UK, which is broadly the advising on, selling and administration of insurance contracts. This part of our business, including arrangements for complaints or redress if something goes wrong, is regulated by the Solicitors Regulation Authority. The Register can be accessed via the Financial Conduct Authority website.
Investment transactions
- The Firm is not authorised under the Financial Services and Markets Act 2000, but we are able in certain circumstances, to offer a limited range of investment services to clients because we are regulated by the Solicitors Regulation Authority. We can provide these investment services if they are an incidental part of the professional services we have been engaged to provide. Nothing we say or do should be construed as an invitation or inducement to engage in investment activities, nor as advice on the investment merits of acquiring or disposing of particular investments.
Electronic Commerce (EC) Directive Regulations 2002 and Provision of Services Regulations 2009
- The following information is provided by us to ensure our compliance with the above regulations:
- The Firm is registered for VAT with the registration number GB 732 9903 18
- The Firm maintains qualifying Professional Indemnity Insurance, details of which can be provided on request.
- The Firm is committed to providing an excellent service and operates an internal complaints procedure that can be made available on request. We are also committed to cooperating fully with the Legal Ombudsman, contact details of which can be found at legalombudsman.org.uk.
Severability
- If the Terms or any part of them should be determined to be illegal, invalid or otherwise unenforceable under the laws of any state or country in which the Terms are intended to be effective, then to the extent that they are illegal, invalid or unenforceable, they shall in that state or country be treated as severed and deleted from the Terms and the remaining provisions contained within the Terms shall survive and remain in full force and effect and continue to be binding and enforceable in that state or country.
Events Beyond Our Control
- The Firm will not be responsible for any breach of the Terms caused by circumstances beyond its reasonable control.
Governing Law
- The Firm will not be responsible for any breach of the Terms caused by circumstances beyond its reasonable control.
Reports Of Misuse
- We take feedback very seriously and are constantly looking for ways to improve the Website. If you have any comments or concerns regarding the information or the Website content generally or would like to report any misuse of the Website, please contact us by sending an email to info@lfcslegal.com
Email Policy
- The views and opinions expressed in any email from the Firm are those of the author and are not necessarily endorsed by the Firm.
- All information contained in any message or attachments is intended solely for the addressee. It is confidential and may also be legally privileged. If you have received this message in error, please send it back to us, and immediately and permanently delete it. The unauthorised use, disclosure, copying or alteration of this message and/or any attachment is strictly prohibited.
- It is your responsibility to scan for viruses or otherwise check any email and any attachments. All email messages and any attachments are scanned for viruses prior to leaving our network. However, the Firm does not guarantee the security of any message or any attachments and will not be responsible for any damages arising as a result of any virus being passed on or arising from any alteration of any message by a third party.
- We may monitor emails sent to and from our network.
- If you require verification of the content of any email message and/or attachment, or if you have any questions about this policy or our usage of email, please contact us at our offices or by sending an email to info@lfcslegal.com
© Copyright 2019 Charmax LLP trading as LFCS Legal. All rights reserved.